FAQ

  • What Is Renters Insurance?

    It provides liability insurance and the tenant's personal property is covered against named perils such as fire, theft, and vandalism

  • Is Renters Insurance Necessary?

    Renter's insurance is important for renters because their belongings are not covered by a landlord policy

  • Does Renters Insurance Cover Theft?

    Renters Insurance covers most theft

  • How Much Is Renters Insurance?

    The average renter's insurance policy costs between $15 and $30 per month.

  • How does a deductible work for renters insurance?

    Before your insurer pays your claim, you'll likely be responsible for paying a deductible—an established out-of-pocket sum for repair or replacement of something covered by your policy that's been stolen, damaged or destroyed.

  • What Does Renters Insurance Cover?

    Renter’s Insurance Covers:

    • Personal Property Coverage
    • Liability Coverage
    • Additional Living Expenses
  • Does Renters Insurance Cover Fire Damage?

    Yes, Renter’s Insurance covers fire damage.

  • Does Renters Insurance Cover Car Damage?

    Your renters insurance will typically cover your belongings if they are stolen from your car, but would not cover damage to the car itself

  • Does Renters Insurance Cover Dog Bites?

    homeowners insurance and renters insurance usually cover liability for dog bites.

  • Does Renters Insurance Cover Bed Bugs?

    Renters insurance policies typically exclude bug infestations of any kind, including bed bugs, cockroaches and other bugs as well as rodent infestations.

  • Does Renters Insurance Cover Flooding?

    Most renters insurance policies do not cover damage caused by floods. Most flood coverage can be purchased separately.

  • Will Renters Insurance Cover a Broken TV?

    If you have replacement cost coverage for your personal belongings, and the damage to the television was caused by a covered peril such as fire, theft or vandalism, your TV will be most likely be covered

  • Where Can I Get Renters Insurance?

    You can purchase renters insurance by calling 1-800-771-7758 or you can go online and get a free Renters Insurance Quote now!